Default Another failed SD card, now how to change camera storage location

How do you change the storage location for the Camera?
I've had my 2nd Sandisk 32GB SD card fail now and when I go into the Camera app (AOSP Camera I believe?) it says 'Insert an SD card before using the camera'. As I don't have a spare SD card yet I can't do that, yet I don't get any options to change the storage location.
When I hold down the screen I get Smart capture, exposure,more options, flash mode, front camera.
In the more options I have countdown timer, white balance, colour effect, scene mode and settings.
In settings, all I have is location, picture size, jpeg quality and true view. That's it.....?