use the latest version flashtools it will do it all no need to bundle or create it will do it for you now .you should have no problems with it .i am using latest version .
yes you can flash on locked bootloader i did mine on d2303 .from russian ftf and im from uk .works a dream for me .good luck .
applications can be transferred to sd. here are screenshots
D2303 is dual or singel version :confused:
have it running in uk 100 % and still testing for bugs but ruuning smooth.
on single sim version d2303