Paypal Chargeback on a Swapp.com sale
So I sold a Galaxy S5 on swappa.com two months ago for $585.
I shipped the S5 via USPS Priority (with tracking number) to an address in Florida.
Low and behold, two months later, completely out of the blue, Paypal just subtracted $585 from my Paypal account, so now it's in the negative.
Seems the buyer initiated a "Unauthorized Payment Chargeback".
I've submitted my tracking # and Swappa.com sale ID to Paypal and they are "reviewing the claim". But some quick Googling says I'm probably about to lose $585 when Paypal deducts it from my checking account.
I called my Credit Union and they need form after form after form and a $30 fee to block PayPal and the form can't be submitted until AFTER Paypal takes the funds from my checking account. And then there is no guarantee it'll work?!?
And the Paypal website won't let me remove my checking account from my Paypal account. So if they decide against me, which it sounds like they might, then I'll be screwed.
Just a warning to you guys.
I wanted a quick sale and did not research the buyer before shipping the item. That was my bad.
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