Honestly T-Mobile only saves you money if you bring your own device. If you finance a phone you're already up there with AT&T.
Plan starts at $50
Add $30 for unlimited data
$10 for jump
$23-29.50 for your phone.
I switched the day before the old $20 unlimited plan was removed and brought my nexus 5 so it did end up saving me money but most people want to get a shiny new phone.
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Nokia 6061-> Samsung A737 -> iPhone 3G -> iPhone 4 -> Motorola Atrix-> Samsung Skyrocket -> iPhone 4s -> Nokia Lumia 900 -> HTC One X -> Samsung Galaxy SIII->iPhone 5-> Samsung Galaxy Note 2 -> Nokia Lumia 920 -> HTC One->iPhone 5s->Nexus Cinco-> soon i'll be in the 5th galaxy