SquareTrade vs. Ensquared

locoboi187 · Jul 13, 2012

Now I understand that there have been quite a few threads on insurances companies but I want to know what you guys went for and why.

SquareTrade covers everything except lost and stolen but i have seen exceptional reviews with them
-They require you to buy their insurance within 30days
-$69 for 1 year (Coverage up to $750)
-$99 deductible

Ensquared does cover lost and stolen and I have seen decent reviews with them.
-They require you to buy their insurance within 90days
-Claims all phones are replaced NEW
-$58.99 for 1 year (Coverage up to $1000)
-Max of $75 deductible on any smartphone

I've read much on SquareTrade but i havent found much on Ensquared in terms of reviews. If anyone does have experience with Ensquared that would be nice. Insurance that covers lost and stolen is golden.

Now there are other companies too such as Negri and Asurion. I've read Negri is unreliable with their umbrella insurance company. Asurion is okay but doesnt cover every carrier.

Input would be great. Remember, we all just want to secure our investments

iastonish · Jul 13, 2012

Also interested. I have a coupon for square trade, but ensquared is tempting with those prices.

Att/Asurion is pushing it with that $200 deductable

mysterioustko · Jul 13, 2012

I wouldn't recommend Ensquared. Here's why.

locoboi187 · Jul 13, 2012

mysterioustko said:
I wouldn't recommend Ensquared. Here's why.

I read that but I've also read positive ones. If you go to the xda thread that he links in his write up, you can see good experiences on the last page.

Sent from my SPH-D710 using xda premium

locoboi187 · Jul 13, 2012

iastonish said:
Also interested. I have a coupon for square trade, but ensquared is tempting with those prices.

Att/Asurion is pushing it with that $200 deductable

Yeah I agree about that with Asurion. And haha lucky, wish I had a coupon too

Sent from my SPH-D710 using xda premium

1SiK1500 · Jul 13, 2012

Subscribed for more user reviews. :good:

bigb252 · Jul 13, 2012

Had a friend use Ensquared. She had a At&t Samsung Captivate, lost it, and filed a claim. They sent out a brand new international S2 as a replacement (when they were JUST released).

She later found the Captivate, and they told her she can go ahead and keep both phones. Cool.

locoboi187 · Jul 13, 2012

bigb252 said:
Had a friend use Ensquared. She had a At&t Samsung Captivate, lost it, and filed a claim. They sent out a brand new international S2 as a replacement (when they were JUST released).

She later found the Captivate, and they told her she can go ahead and keep both phones. Cool.

Yeah these are the type of reviews I'm looking for

Sent from my SPH-D710 using xda premium

msd24200 · Jul 13, 2012

I've used square trade over the years and have been very satisfied

Sent from my SAMSUNG-SGH-I747 using xda premium

KryptosXLayer2 · Jul 13, 2012

msd24200 said:
I've used square trade over the years and have been very satisfied

Sent from my SAMSUNG-SGH-I747 using xda premium

So have I, on many many electronic devices.... but their rates are just ridiculous now! Here's an email dated 7.7.07 (odd....)

SquareTrade Care Plans are available everywhere you shop, whether it's Amazon.com, Best Buy, or your local store, and always cost just 10% of the purchase price.

10% of the purchase price? That would have been $15 for me buying this phone.... What about big expenses? Here's one from 11.23.07:

Covered Plan Price:
$87.74
Coverage Term:
3 years
Level of Coverage:
Standard
Covered Item:
Phones & PDAs
Other
Coverage Amount:
$749.99
Coverage Starts:
11/14/2007
Coverage Through:
11/14/2010

Yes, I did buy my first unlocked, international Windows Mobile phone for $750 back in the day, it was F-ing nuts.... okay, okay, so times change, let's see something newer and more relevant then! On 7.21.10, I bought my girlfriend a warranty for her Captivate, here's the breakdown:

Your Care Plan Summary
Care Plan Price $67.20
Care Plan Term 2 Years
Level of Coverage ADH
Covered Item Phones & PDAs - Samsung

(later on in the email....)

A $50 deductible applies on ADH-related claims for Cell Phones only.

That's on par with today's plans, and they have nearly doubled the purchase price and has doubled the deductible! There's got to be a better solution here, especially when we all baby the crap out of these phones and only have an accident every 5-6 warranties or something....

scoot05redss · Jul 13, 2012

I haven't had any experience with those two companies, but might I suggest you look into Best Buy? Within the initial 30 days you can add it. Its $9.99 a month, they don't cover lost or stolen, but don't have a deductible. I've used them on my Original Galaxy S II, when the screen broke they shipped it off and then gave me the cash value. I used the in store cash value to get the Skyrocket. Anyway, just an idea!

locoboi187 · Jul 14, 2012

I think I'm gonna go with ensquared lol

Sent from my SPH-D710 using xda premium

circuit.007 · Jul 14, 2012

I think I am too. I've never broken a phone before but after buying this off contract I don't want to risk it.

I tried best buy but since I'm tmobile and didn't buy it from them I can not get their insurance, black tie.

Sent from my SGH-T999 using xda premium

gtuansdiamm · Jul 14, 2012

You can get best buy insurance regardless of where you buy it from

Sent from my SPH-L710 using xda premium

locoboi187 · Jul 14, 2012

circuit.007 said:
I think I am too. I've never broken a phone before but after buying this off contract I don't want to risk it.

I tried best buy but since I'm tmobile and didn't buy it from them I can not get their insurance, black tie.

Sent from my SGH-T999 using xda premium

I'll just feel safer with insurance. Just to have a good mindset haha. And best buy sounds okay to me if they accept our phone like the guy above me says. Oh well

Sent from my SPH-D710 using xda premium

locoboi187 · Jul 15, 2012

Just curious, does best buy cover international phones?

Sent from my SPH-D710 using xda premium

lunercrab · Jul 15, 2012

gtuansdiamm said:
You can get best buy insurance regardless of where you buy it from

Sent from my SPH-L710 using xda premium

I asked them once and they told me I had to buy the phone there to get it.

Sent from my SAMSUNG-SGH-I747 using xda app-developers app

ctbaker · Jul 15, 2012

I am interested in this as well. And for whatever it is worth here are the BBB ratings for the "big three" discussed. (can't yet post links)

Ensquared has an A- rating with BBB.

Squaretrade has an A+ rating with BBB.

Asurion has an A+ rating with BBB.

neotoky · Jul 15, 2012

ctbaker said:
I am interested in this as well. And for whatever it is worth here are the BBB ratings for the "big three" discussed. (can't yet post links)

Ensquared has an A- rating with BBB.

Squaretrade has an A+ rating with BBB.

Asurion has an A+ rating with BBB.

Asurion with a A+ rating? I find that very hard to believe.

locoboi187 · Jul 15, 2012

ctbaker said:
I am interested in this as well. And for whatever it is worth here are the BBB ratings for the "big three" discussed. (can't yet post links)

Ensquared has an A- rating with BBB.

Squaretrade has an A+ rating with BBB.

Asurion has an A+ rating with BBB.

I can live with an A- right? Haha

Sent from my GT-I9300 using xda premium

SquareTrade vs. Ensquared

Which insurance did you get for your phone?

SquareTrade

Ensquared

Other (Asurion, Negri, etc.)

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