There's no password to enter, period. SPL and similar do not apply to this situation.
QPST/QXDM's EFS viewer gives me pretty much unrestricted access to the NV items.
Getting things to persist through reboots has been tricky. Some things stick others don't.
Interestingly enough, I've been messing around LTE bands. Haven't made a concerted effort yet, but it seems that the phone is more than happy to let you break Verizon's Band 13 (700 MHz Block C). Band 13 corresponds to a value of 4096 (don't quote me on this) for the LTE band NV items in QXDM. Efforts to enable multiple bands haven't worked but I can't help but wonder if I could enable Band 2 or 17 instead of Band 13. Not sure if Band 4 (AWS) counts as one "band" for the purpose of what I'm trying to do. I'd be shocked if Band 2 didn't work, but I don't have an AT&T sim on me at the moment.
Most of this is spitballing, so don't get too excited.