Man, there's gotta be another way, I feel like I'm at a VZW store. I really appreciate your response, but I promise you, I have tried the SIM pull/SD card/Bat pull/"safe mode" in every combination possible with no success. I live in Atlanta so this thing is always on CDMA/LTE in the main settings. When I try to dial the numbers, it will ALWAYS give me the "Handcent has force closed" message while entering the numbers, and when i click force close, it goes away and erases what I've put in so far, and I can only get in another *# before it restarts again. I literally have tried this one way or the other maybe 30-40 times now since the first time it happened last night.
Edit: So I did another factory reset. This time when I restored apps from TiBu from my Bionic I went through and manually selected the important ones instead of just restore all. I tried to only restore apps that DID NOT require root access, just games and stuff with saved data. The other times it's happened was whenever I would reboot after doing a full restore. So this time immediately afterwards I rebooted, loaded up with 0 problems. Tried it again, no problems. Going to power off again and create a nand backup, then reboot through recovery. At this point, at least in my situation, it's a combination of apps/restored data (possibly issues with Moto files conflicting with HTC files?), so I'll just hang out a bit and keep rebooting to see if it happens again. The fact that it was always Handcent which prompted the FC and ultimately the reboot makes me think that's the culprit...