Is the best buy black tie insurance worth it?

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I just got the best buy insurance plan last tuesday because my phone fell n i got chips on it >.>.
but than decided if i get a full body screen protector plus a case(case on the way from ebay =D) i dont think ill be needing the best buy one.
because it is 10$ a month... do you guys think its worth it.
btw is the zagg full max worth it because i am getting it for 12 dollars..

read my post here:

forum.xda-developers.com/showthread.php?t=741045&page=6

sorry i can't post links

Just think, if you keep your phone two years... $240 on insurance.

Half the cost of the phone.

It's almost ALWAYS a better investment to spend the $20 on a case and then pocket the $10/mo into your own personal "insurance fund".

True.. Because today im going to best buy n decide there.
Well wht about the att one.. How does it par even though it has deductibles

Originally Posted by acandia007

True.. Because today im going to best buy n decide there.
Well wht about the att one.. How does it par even though it has deductibles

$125 deductible... $5 a month is half as much, so $120 over two years. $120+$125= $245

It's a wash but based on the fact the BB doesn't have deductibles it might be cheaper if you have to replace it twice.

But all in all, you can insure yourself to death, I vote just get a $20 case and call it good.

you guys are funny.......

www.squaretrade.com

and stop overpaying for insurance on electronics!!!! use www.RetailMeNot.com to get coupon codes, seriously people.......

I have it because cases are gay.

Originally Posted by GarciaM25

you guys are funny.......

www.squaretrade.com

and stop overpaying for insurance on electronics!!!! use www.RetailMeNot.com to get coupon codes, seriously people.......

ST only insures the money spent on the device, not the device itself. Check facts before posting.

Also, BB warranties obviously only apply to BB purchased devices.

Originally Posted by TexUs

ST only insures the money spent on the device, not the device itself. Check facts before posting.

Also, BB warranties obviously only apply to BB purchased devices.

ummmmmm, WHAT? so you're telling me that when my TyTN II died the first time under SquareTrade's warranty and I paid $750 for it, giving me back $750 after a year and a half was........ not what I wanted? Check YOUR facts before rambling....

Originally Posted by GarciaM25

ummmmmm, WHAT? so you're telling me that when my TyTN II died the first time under SquareTrade's warranty and I paid $750 for it, giving me back $750 after a year and a half was........ not what I wanted? Check YOUR facts before rambling....

I bought my Captivate on a pricing error for $299.
Guess how much SquareTrade will cover? $299. If my device dies, they'll cut me a check for $299 because the retail $499 price is too expensive.

So check YOUR facts, please.

Let's also assume a $499 device had a $300 repair done to it. They devalue your coverage by that much, so now you've only got $199 left. So now let's say your device breaks completely. Well, you've only got $199 coverage left, they'll cut you a check for $199 and you're SOL on the rest.

Again, like I said earlier, they insure your money invested, not the device. So please stop talking out of your ass when you have no idea.