NFC "Tap and Pay" In-Store Payment Ability Removed by Google since 2014 [Confirmed]

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Hypocritus

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Oct 8, 2006
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Washington, D.C.
NFC "Tap and Pay" In-Store Payment Ability Removed by Google since 2014 [Confirmed]

T-Mobile Galaxy Note 3 and variants w/ same NFC chip:
NO In-Store NFC Payment Capability Since 2014​
One of the factors for which I decided to purchase a Note 3 was its NFC feature. I recall the mention of "at-register payments" and Tap and Pay. I have lived a good chunk of my Note 3 modding time around the idea of having working NFC for two reasons, 1) the prospect of using the NFC writer (functional) and 2) in-store at-register/terminal payments.

To my great long-term disappointment, it is simply not possible with the on-board NFC chip. The reason is that the NFC chip on these Note 3 variants just missed the mark for the new security standards rolled out with the KitKat updates. NFC has multiple standards. The NFC hardware in these Note 3 variants does not have Host Card Emulation (HCE) ability. Google removed the Android Pay compatibility with most of the Galaxy Note 3's in 2014.

Samsung says that the Note 3 can make at-register payments with a special SIM. These seem to be scarce in 2019, but I could be wrong.

Also, the T-Mobile Note 3 NFC chip will not work on Marshallow or above, and will not work on any kernel except for kernels compiled for the "T-Mobile Note 3", no matter if the ROM Dev says "everything is working fine!" in his/her first post. Just do an in-thread search for "NFC" and feel disappointed in much less time that it took me. :crying:

I have read of a couple of instances where people where able to use an NFC/SIM combo on an AT&T Note 3. This dual NFC/SIM card has a "Secured Element". But those seem to be rare these days, and at such a point, you may just want to consider a newer phone (I wish I knew all of this 5 weeks ago).

Summary:
Nice Screen
Great Phone
No In-Store NFC Payments
and
NFC will only work on a real T-Mobile Note 3 kernel
which means Lollipop or below

References:

https://www.samsung.com/nz/support/mobile-devices/nfc-is-not-working-on-my-galaxy-note-3/
https://xdaforums.com/galaxy-note-3/help/galaxy-note-3-battery-nfc-change-t3624149
https://forums.androidcentral.com/samsung-galaxy-note-3/579522-android-pay-note-3-a.html
https://forums.androidcentral.com/v...3/512346-mobile-payment-options-note-3-a.html
https://developer.android.com/guide/topics/connectivity/nfc/hce