I tried the other methods mentioned but they didn't work for me.
Here is the link to skynote rom thread and it contains the two files in the first post or so. http://forum.xda-developers.com/show....php?t=2093870 You can see who to thank for this at this thread.e
I don't take credit for any of this other than taking a chance and flashing these files from the Skynote Rom thread and trying on my Note 2 that has Cleanrom 4.0.5.
The cards I added to Wallet were my visa credit card, debit card and American Express.
Today I made two vending machine purchases using wallet with pictures attached. FYI I live in the Seattle Washington area and have not tried this wallet anywhere else.