Yeah, but with sd cards being inexpensive (I just got a 8gb class 4 microsd for $50, about U$S10) it isn't really a downside. If you maage to get an replacement for the digitizer, buy it. as overboard says, you can sell the phone at a higher price if you decide to buy another.
OP, I had the same problem, I warn you, once you detach the digitizer from the phone, before you actually remove it, dettach the lcd also, that way, when you must remove the flex and pass it through, the gap will be larger and you wont have to bend the flex, avoiding the risk of damaging it. Digitizer and lcd are meant to be extracted together. Also, be very careful when you detach the digitizer, as dointg it hard can remove the glue strips and let the dust enter the screen. that's what happened to mine, glue strips got broken at the bottom corners, and now the capacitive buttons' light pass thru it, to the screen and dust enters and I can't see sh*t