I could not find any V20D to V20F to V20H upgrade zip files, so did an Nandroid backup of my V20D, then found a CWM Backup of a rooted V20H
from T3HG00GLEG33K (I thanked him/her), XDA-Developers. Wiped data, system, dalvik, then restored V20H, and then immediately did a CWM advanced restore of only my data (apps and data) from my V20D backup. This worked very well. I quickly had a new rom but with my apps and settings. Once booted the phone was laggy, but after debloating 48 apps the phone is now fast and responsive. I thank all past posters for contributing their knowledge, though it was a lot of studying to get my knowledge to where I am now.