Welcome to the internet, where default = no trust. You must be vigilant and question everything. Otherwise you are setting yourself up for potential disaster. I'm sorry you don't get it but I believe one day, when you get burned, you will learn the lesson.
By the way, 1 post count member coming here defending Kingo. See my comment above. Now you look shady to me too.
We're just writing about our opinions here. I don't care who follows mine or not - I just wrote my experience (which is better than assuming or theorizing or quoting other nobodies I guess).