Not bad. The earlier termination is worth $100 to me, though, because I want to be able to jump to Sprint or T-Mobile if/when AT&T finally forces us off of unlimited plans. Not interested in have a long contract with them until the send some kind of clear direction as to what they're doing with unlimited data users.
I personally think they would have forced us off the unlimited plan by now, if they were going to.
If/when AT&T decides to do so, they couldn't end your unlimited plan until your contract expires. I personally, would have saved the $100. Heck, you could even argue that signing the contract means you are guaranteed to have the unlimited plan for another 2 years.
There's another consideration here, that being that one of my hobbies frequently takes me to areas that have no cell service for one carrier, but decent service for another. I want LTE, without question, but I don't want the device tied to a contract. I've read several places that AT&T will unlock a non-commitment phone for you right out of the gate, leaving me free to hop between AT&T and a pre-paid plan with another network when in those desolate areas. Tying the phone to a contract would've stopped that from happening.
The biggest one is that AT&T will (usually) let you unlock the phone right away, instead of refusing because it's linked to a contract. There are no plan discounts for owning your own phone, but if your contract ends in 12-15 months, you can walk away then instead of being locked in for two full years. Gives you flexibility to jump to another network/better offer if one exists. You can also use the phone on another provider (Straight Talk, for example) as an alternative to your primary network.
