..... and his Assurian insurance plan zipped him a new phone lickity split and he never had to worry about those fugly cases. He was soooo happy that he was a smart consumer and covered his phone in case of unforseen damage, such as getting knocked in a swimming pool, sinking his ATV in 3 feet of water, falling on the phone when crashing his dirt bike and shattering the screen, leaving the phone on the roof of the car and driving to work, setting the phone on his tire and forgetting it... and driving away.... over the phone.<--Used to say he'd never use a case either, but after his tank-like Droid 1's screen inexplicably cracked from a 3-foot fall ......
I've done all those things. Insurance saved the day each time. No case would have helped.
I run naked 50% of the time. I use the kickstand case for while Im at work and want to watch a movie in my lab where I don't have a dock. I also often use the kickstand case for outdoor use, I like that if I drop it on a rock it will prevent tearing the crap out of the plastic. The corners on my old phone are all beat to heck from many, many drops.... This one still looks new
I'm an advocate of insurance because I am into outdoors and end up tearing stuff like phones and cameras up at a rapid pace. If your more of a pale skin (flourescent light is your idea of sunshine) you can get by with no insurance I suppose.....