What guide? That links to a random page. The first post doesn't really explain how to update other then doing an msm and updating and factory reseting. Is that what I need to do? I also do not have an unlock bin. When I updated a while ago the unlock bootloader was tooglable without doing anything
If you are using le2127 Tmo device, you have two options to unlock the bootloader.
You can either submit your bootloader token to OnePlus and get the unlock.bin back OR you can use the Tmo->EU conversion tool and before you update to oos12 or oos13, unlock the bootloader there.
There have been reports of the automated OnePlus token submission form on their website being broken and people are sending it in email or support chat to get their unlock.bin back from OnePlus.
We don't know your goal. If you're trying to get to eu or global oos13, you can do the msm conversion tool (you will lose your current phone state. Need to backup anything important before unlocking bootloader OR using any msm tool) from Tmo to Eu. Unlock bootloader and start the update process to global or stay on Eu, then flash your modem back in. There's a version of the otas somewhere along the line in oos13 where people are not getting connectivity. I don't remember exactly which version of oos13 it is. Someone else will know better than I. Some people are staying on the first oos13 ota to avoid running into that problem. Some of us stay on oos11 (me) and just flash the modem back in. Some of us (Ghost) stay on Tmo as they now have oos13 Tmo ota available.
If you explain your goal, you will get more detailed help hopefully.
If you convert to Eu and don't unlock your bootloader while on oos11, you will need to submit the unlock token. The unlock.bin bypass (not needing to submit anything) works while in oos11 and then you can ota or flash over to global and continue on.
It's not a bad idea to submit your token anyway and have the unlock.bin handy for future use. And it's a great idea to back up a few partitions like modemst1/2, non-hlos and efs/persist before you do anything.
The toggle being available in developer settings is good but that only allows you to get into fastboot and attempt to unlock the bootloader. If you're on a Tmo device, it will ask for the unlock.bin and you need to flash that to unlock. Unless you do the Tmo->eu conversion and unlock the bootloader while on oos11.
What is your overall goal?