Glass screen protector is very smooth for gliding s-pen more so if it comes with oleophobic coating.
Yeah this was a definite lesson learned haha. Other phones ive had were good, this never happened but just luck of the draw. Thats a good point bout the insurance too something to consider. Thanks!Sand and glass don't mix, a possible bur on keys, I've already jammed a aluminum flashlight into my pocket with the phone against the screen, no sharp edges, it did no damage. If you wear a ring with exposed stones, that too can damage. In and out of a clean pocket will do nothing, unlike the older phones.
I'd never let my fiance use a phone without a screen protector, she'd damage it in a day, depends how conscious you are of the screen.
Still cheaper to get a square trade at this point, 99 and then 100 deductible, replacing the screen is very difficult on this phone, you are more likely to break more in the process, plus it is still more $ than the warranty. Best of luck.