Just discover some more information....
In general , there are the important thing to unlock network capabilities in a phone
1 [in EFS explorer] /policyman/
==carrier policy.xml (usually define conditions that configured by the carrier how the network react depend on what kind of SIMcard or waht operator are you use). this can be modified with some programming skill
==rat_mask (masking radio network capability, even if in band config you already unlocked them all)
==so_mask(mostly like rat_mask, but for service capabilities)
->this three kinds of file can be modified if you can understand how it work or you can copied them from other phone kind of similiar
2. [in EFS explorer]/nv/item_files/rfmv/ or can be viewed in QXDM (their name usually begin with RFNV_XXX)
These files are the most important thing, because they carried the devices specific antenna configuration for each band. For example you want to unlock LTE B20, so you must have RFNV_LTE_B20_xxxxxxx files (usually 10 or more per band) already in your devices, you can copy from exact same kind of device(in your case POCO F1) that are you use, but you can't use other kind of phone even only slightly different. If your device have that, you are good to go, just modified 3 files I menstioned above, if not then try your luck to find another unlocked poco)
More detail here:
https://forum.xda-developers.com/mi-5/how-to/progress-trying-to-unlock-bands-t3337476