I searched but don't see a similar thread. ZAGG is offering a two year smartphone warranty for $99 that covers unlocked phones, also covers water damage with a $59 deductable...I think it will be cheaper than paying monthly insurance premiums. Probably most savings if you will stay with your phone for ~2 years. Something to consider?
http://www.zagg.com/store/services/...gS2&spJobID=42818810&spReportId=NDI4MTg4MTAS1
http://www.zagg.com/store/services/...gS2&spJobID=42818810&spReportId=NDI4MTg4MTAS1
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