Hello. I have SONY Xperia Z1 Compact with stock ROM (Android 4.4.4 KItKat). I know this phone has NFC. I know how to write, and use NFC tags. But i want more, is it possible to for example copy my bank card, save it to my phone and then use it for paying (it´s clone will be saved in my phone memory)? is here any app for it? Also, i am going for holiday, and even the hotel has card contactless opening door. If it is not magnetic card, but RFID card, is it possible to read it, store in any application, and then use it? I dont have big knowledge about NFC. I will give thanks 
Thank you in advance
Thank you in advance
