[Q] Unable to add debit card info to Google Wallet

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sk8er_boi47

Senior Member
Feb 21, 2012
150
18
Pune
Hi All,
I wanted to purchase a paid app from Google play so I went ahead & entered my Debit Card details (I do not have credit card). I verified all the details & were entered correctly, but it still says “Invalid Credit card” ???
I’m entering debit card info, why does it say Credit card ? I have done various transactions in past using the same card & has worked fine, I donno why problem with google play / wallet?

Pls help. :confused:
 
Last edited:

SimonTS

Senior Member
Oct 23, 2011
4,246
1,616
Bristol
The only reason I can think for the card not being accepted is that, for whatever reason, Google thinks your card is untrustworthy.

If you want to contact Google then search their website - it's not like we are going to have a phone number on speed-dial that we can just give you.
 

Panthe

Member
Aug 19, 2010
15
2
Google Support is rather quick to respond on forums, especially if it's a usability issue on one of their websites.
Especially because debit cards are 100% accepted by them.

A guy with the same problem as yours, got a response by a google power user:

ravinder sharma
while purchanging custom domain through blogger with my debit visa card which is dully activated and verified by visa--error shows- decline the error no- bX-74br4 please advise why they are declining the debit visa card.

LMckin51-Power Poster
If your credit/debit card was declined, consider the following issues that users often encounter when making purchases online:

  • Enter the entire card number without any spaces or dashes
  • Verify your card hasn't expired, and enter the correct expiration date
  • Enter the correct Card Verification Code (CVC)
  • Google Wallet only sends CVC information to your bank for the initial authorization of your card. To ensure the security of your credit card information, Google does not store your CVC and it will not be sent for all other authorizations.
  • Confirm the billing address listed in your Google Wallet account matches the billing address that appears on your credit/debit card statement
If you're not able to correct the problem after double-checking and re-entering all of your information, we suggest contacting your credit/debit card-issuer for more information. Once you successfully update your payment information, the seller can charge and fulfill your order. Review the status of your order and confirm your card was successfully updated by signing into your account at wallet dot google dot com/manage

If you place an order as a Google Wallet guest and your credit/debit card declines, your order will automatically be cancelled. If you'd still like to complete the transaction, please place a new order.

A recommended search for future problems like this can be found at here on Google forums
(XDA won't let me post links < 10 posts)
You can find those by going to productforums dot google dot com
 
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Reactions: sk8er_boi47

yohan53

New member
Jan 23, 2013
1
0
Hi All,
I wanted to purchase a paid app from Google play so I went ahead & entered my Debit Card details (I do not have credit card). I verified all the details & were entered correctly, but it still says “Invalid Credit card” ???
I’m entering debit card info, why does it say Credit card ? I have done various transactions in past using the same card & has worked fine, I donno why problem with google play / wallet?

Pls help. :confused:

:bump:

Has anyone faced this issue in past ?


im also facing the same prob n my debit card working in itunes but here it says“Invalid Credit card”
 

gaurav.c

Member
May 20, 2011
22
3
Mumbai
I've been having the same issue since a while now.
The weird part is that I have purchased apps earlier using a credit card and one day it just stopped working, now i can't seem to add that card or even any other debit or credit card
 

sbcontt

Senior Member
Dec 3, 2011
206
36
Google Checkout is now Google Wallet, a service like Paypal.

Indian cards, when used online, have lots of restrictions, redirections, verifications etc. The catch is, everything must happen in real-time; making it impossible to be used in services like Google Wallet where Google stores your card info and uses it at some point in future.
Previously, Google Checkout was real-time, so some cards used to work. Blame Google for making another Google+-esq mistake by removing any direct payment method with the aim of pushing its Google Wallet as a major competitor of Paypal.

I contacted their support, they said that SBI debit cards shall work. However, Saketme reports that even that is not working. I request him to contact Wallet support and post the response here.

Update: Some say that these cards stopped working because INR transactions have been implemented. Axis Bank cards used to work, so did virtual credit cards; both are now bocked.

Edit: Can I post links? thinkdigit.com/forum/internet-www/161111-must-read-information-regarding-indian-debit-cards-8.html
 
Last edited:

sbcontt

Senior Member
Dec 3, 2011
206
36
I am finally at the bottom of this issue, and it is all capitalism down here.

Play store, Steam etc use the policy of saving credit card info so that users will no more have to fill in all that info each time they purchase something. This method is called one click purchase and it raises the number of sales. This business policy conflicts with 3D secure and this the reason nobody is bothering to implement 3D secure.

In India, 3D secure is mandatory for all online card transactions. Transactions on online stores outside India are beyond this rule but they also bypass taxes. That is why INR transactions are being implemented; but if a seller bypasses 3D secue for INR transaction, they will be charged with huge fine.

As of December 2012, Apple has proposed RBI to consider allowing one time 3D secure verification while adding cards, so that one click purchase can still be possible, and RBI is considering it.

Even credit cards require 3D secure in India. So prepaid credit card will not help. A few cards are still accepting 3D secure bypass request, like Axis Bank MasterCard, but nothing can be guranteed for future.
 
Last edited:

StrangeWizard

Member
Dec 9, 2012
36
3
Mumbai
I wanted to buy SwiftKey so I entered my card details and the play store says Invalid Card.
It is a Bank Of India Debit card mastercard.
Works fine when I buy stuff from eBay.

Now what do I do?
 

mathen

Senior Member
Dec 7, 2008
327
40
Kottayam
To stop piracy ,its a must to make payment options easier.Even international debit cards wont work in Indian play store :(:crying: Both my Axis bank platinum and SBI gold cards were rejected!! When adding card details ,its written as credit/debit card- still debit cards wont work.
 

sbcontt

Senior Member
Dec 3, 2011
206
36
Hello all,
It seems that Entropay works. According to Google's policy, no VCC should work; but here is the post:
http://devilsworkshop.org/tips/buy-apps-google-play-entropays-virtual-credit-card/71790/

Please read the comments on that page for important tips.
Personally, I have not tried the method. I am no more enthusiast about purchasing from Play Store.

Note: you still need some method to upload money to Entropay. I doubt that Indian debit cards will work. You need a VCC and hopefully Entropay accepts single use VCC like HDFC Netsafe.
 
Last edited:

CodeVanya

Senior Member
Nov 23, 2012
119
13
Winterfell
I had contacted my bank about this issue and they replied me this
35iuq1h.png
 

vsanto88

Member
Oct 17, 2010
7
0
Chennai
Google play

Hello all,
It seems that Entropay works. According to Google's policy, no VCC should work

I doubt that Indian debit cards will work. You need a VCC and hopefully Entropay accepts single use VCC like HDFC Netsafe.

1) i tried using entropay, many people are posting that it works(by changing the entered address, ect) but personally I never had success with it.

2) HDFC Netsafe does not work. I have tried many times. SBI virtual card does not work either.

My friend had bought a few apps with his ICICI credit card.

If you want to remove previously enterd card credentials from Google, you can remove it through google wallet. Also has anyone tried Amazon appstore?
 

ironarun

Member
Aug 1, 2013
9
0
Bangalore
Problem still persists

Dear friends,

I was using a trial version of SwiftKey and wanted to purchase the paid version. I entered my SBI Debit Card details on Google Wallet but keep getting Invalid Card error.

I was reading all the previous comments on this post and sadly, the problem still exists.

Has anyone found a way to buy stuff from Play Store without facing this error?

Thanks in advance.
 

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  • 4
    I am finally at the bottom of this issue, and it is all capitalism down here.

    Play store, Steam etc use the policy of saving credit card info so that users will no more have to fill in all that info each time they purchase something. This method is called one click purchase and it raises the number of sales. This business policy conflicts with 3D secure and this the reason nobody is bothering to implement 3D secure.

    In India, 3D secure is mandatory for all online card transactions. Transactions on online stores outside India are beyond this rule but they also bypass taxes. That is why INR transactions are being implemented; but if a seller bypasses 3D secue for INR transaction, they will be charged with huge fine.

    As of December 2012, Apple has proposed RBI to consider allowing one time 3D secure verification while adding cards, so that one click purchase can still be possible, and RBI is considering it.

    Even credit cards require 3D secure in India. So prepaid credit card will not help. A few cards are still accepting 3D secure bypass request, like Axis Bank MasterCard, but nothing can be guranteed for future.
    2
    The only reason I can think for the card not being accepted is that, for whatever reason, Google thinks your card is untrustworthy.

    If you want to contact Google then search their website - it's not like we are going to have a phone number on speed-dial that we can just give you.
    2
    Google Checkout is now Google Wallet, a service like Paypal.

    Indian cards, when used online, have lots of restrictions, redirections, verifications etc. The catch is, everything must happen in real-time; making it impossible to be used in services like Google Wallet where Google stores your card info and uses it at some point in future.
    Previously, Google Checkout was real-time, so some cards used to work. Blame Google for making another Google+-esq mistake by removing any direct payment method with the aim of pushing its Google Wallet as a major competitor of Paypal.

    I contacted their support, they said that SBI debit cards shall work. However, Saketme reports that even that is not working. I request him to contact Wallet support and post the response here.

    Update: Some say that these cards stopped working because INR transactions have been implemented. Axis Bank cards used to work, so did virtual credit cards; both are now bocked.

    Edit: Can I post links? thinkdigit.com/forum/internet-www/161111-must-read-information-regarding-indian-debit-cards-8.html
    2
    Most debit cards stopped working since Google Play begun showing amount in INR.

    Alternate solution:

    1. Go to wallet.google.com
    2. Add a new card
    3. Enter your card no., name, etc.
    4. Enter a fake US Address and a fake US Phone number (use fakenamegenerator.com for this)
    5. Your card will be accepted
    6. Now change your address and phone number back to your genuine ones
    7. Enjoy!

    Sent from my Galaxy Nexus using Tapatalk 4
    1
    Google Support is rather quick to respond on forums, especially if it's a usability issue on one of their websites.
    Especially because debit cards are 100% accepted by them.

    A guy with the same problem as yours, got a response by a google power user:

    ravinder sharma
    while purchanging custom domain through blogger with my debit visa card which is dully activated and verified by visa--error shows- decline the error no- bX-74br4 please advise why they are declining the debit visa card.

    LMckin51-Power Poster
    If your credit/debit card was declined, consider the following issues that users often encounter when making purchases online:

    • Enter the entire card number without any spaces or dashes
    • Verify your card hasn't expired, and enter the correct expiration date
    • Enter the correct Card Verification Code (CVC)
    • Google Wallet only sends CVC information to your bank for the initial authorization of your card. To ensure the security of your credit card information, Google does not store your CVC and it will not be sent for all other authorizations.
    • Confirm the billing address listed in your Google Wallet account matches the billing address that appears on your credit/debit card statement
    If you're not able to correct the problem after double-checking and re-entering all of your information, we suggest contacting your credit/debit card-issuer for more information. Once you successfully update your payment information, the seller can charge and fulfill your order. Review the status of your order and confirm your card was successfully updated by signing into your account at wallet dot google dot com/manage

    If you place an order as a Google Wallet guest and your credit/debit card declines, your order will automatically be cancelled. If you'd still like to complete the transaction, please place a new order.

    A recommended search for future problems like this can be found at here on Google forums
    (XDA won't let me post links < 10 posts)
    You can find those by going to productforums dot google dot com