Sir I already told u the solution about the phone app and you didn't even tried it and complaining again.. it's a gapps issue not the ROM issue you just have to set your default phone app that's it.. And as for other banking app thing maybe you "should" wait for miui Q, Because out of all the other guys who flashed the ROM including me , none complained about banking app issue but you. Don't just haphazardly blame the ROM if it's not working for you only sir.. I hope you understand
Wow kid, hold your horses!
Yes, my bad, i didn't saw the phone app solution(anyway, i was already back on miui when i wrote about it, because somebody called me and i couldn't answer or call back).
As about banking app, u know not everybody live in India, to use the same banking app as you.When i say it's not working, it really not working as should, i'm not doing to see you ranting about it.
I stated clearly that it can be a problem with android 10 or ALL aosp roms(not just Havoc).
And i will wait for miui Q indeed, because that's i'm using now and the bank app is working.IF it will not work even on that, i know that i will have to contact the bank and ask them for a solution.