The point though is that my recovery/download mode is gone. I only have the options I mentioned (reboot, shut down, wipe), but you'll get a blink and you'll miss it flash of the blue screen with the android mascot falling down.
I downloaded the current update through desktop, transferred the AP file from the zip to my phone, used magisk to patch it, put it back on desktop. I was ready to go till I tried to enter recovery/download mode.
I think the idea is if you wipe the phone it'll also wipe out root, and root is what is preventing recovery/download mode, not an unlocked boatloader. There are threads around here that explain why this is, and why TWRP is impossible. So I kinda get why folks are abandoing this phone (If I had a spare grand I'd get a Note 10+/Note 20 Ultra, too).
So, yeah, harvey, I'll do the same and in fact that was my original plan. Wait till 11 comes out, wipe phone, etc. Its just...11 isn't coming out till March for the Note 10 Lite according to Samsung's own website. And I wanted something other than the July 2020 update on my phone. :/ Ah well.