I stopped in a corporate store yesterday and they were very willing to do the exchange for the S7 or S7 Edge. It would be a new contract and I would start making the adjusted payments on the S7. I would then be able to return that S7/Edge when the new Note 7's come in. I was ready to pull the plug and then he mentioned that it is very important that the replacement phone NOT become damaged. He didn't say what constitutes damaged. He said if it is damaged, its mine. At the time I didn't think to ask if an insurance replacement could be turned in. After thinking about it, that could be a problem too considering there will be a 14 day return of the S7 for the new Note 7. I'm not sure what the insurance turn around time is.