I went to use Samsung Pay and noticed it did not show up at the bottom of the home screen, so went into programs to open it. I got a message saying I needed to update it to continue, but when I tried, got a message saying it was not available. Obviously, blocked on the N7. I'm actually sorry I tried to update, as anything Samsung is risky under the circumstances. I really liked SP, but guess I'll switch over to Android Pay. Any ideas?