What's the best mobile insurance for the Note 8?

advocate2

Senior Member
Jun 14, 2011
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I purchased the Note 8 for TMO from Samsung direct. I've never purchased insurance before because the deductibles were so high, but I've never owned a phone this expensive before either. I can get TMO, Samsung or Geek Squad coverage and I am wondering about the pro's and cons of the offerings.

Any suggestions would be appreciated.
 
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fireguy0306

Senior Member
Jun 18, 2010
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I just did squaretrade. I like it that it's a one time pay vs a monthly, I can use it for future phones, deductible is $99 and I can use it 3 times per plan. I rarely keep a phone for more then a year so works for me.
 

Mr. Toad

Senior Member
Jul 28, 2009
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I used worth ave group. It was around $80 a year. Deductible is $50.

I used it twice to fix my wife's broken iPhone screen. Did not have any issues.

Sent from my SM-N950U1 using Tapatalk
 
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odesskiy

Senior Member
Apr 30, 2011
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I just looked at the Squaretrade and it does not cover loss/theft. Also, it's unclear what happens if you crack the screen or the back and they don't have replacement parts. I seriously doubt they have replacement screens for N8 at this point. Will they cover buying a new device?
 

Ryland Johnson

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Feb 28, 2012
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I purchased the Note 8 for TMO from Samsung direct. I've never purchased insurance before because the deductibles were so high, but I've never owned a phone this expensive before either. I can get TMO, Samsung or Geek Squad coverage and I am wondering about the pro's and cons of the offerings.

Any suggestions would be appreciated.
For the first time ever I accepted the sales outlets insurance. 12.00€ per month. All risks so I am told BUT I have every confidence should I need to make a claim there will be the normal insurance situations?
As you wrote this is an expensive mobile device that is large and could be dropped. I think insurance is worth it in this case.

I suggest you enquire at the outlet you made your purchase. Failing that what about approaching the same company who insures your home or car or whatever? The only other thing I would mention is there is no such thing as cheap, good, insurance. Use a reputable company. Let us know what you find. :highfive:

Ryland.
 

fireguy0306

Senior Member
Jun 18, 2010
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I just looked at the Squaretrade and it does not cover loss/theft. Also, it's unclear what happens if you crack the screen or the back and they don't have replacement parts. I seriously doubt they have replacement screens for N8 at this point. Will they cover buying a new device?
It does not cover theft. Honestly the phone never leaves my side and if I get it stolen from me its fairly useless to anybody.
 

advocate2

Senior Member
Jun 14, 2011
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Vegas
Thanks for the input. I ended up choosing Squaretrade. It cost $159 for three years of coverage which covers the N8 and a new phone when I buy it. They are having a special right now. The deductible is $99. I've never lost a phone, so I decided damage protection is all I really need.
 

marctronixx

Senior Member
Jul 18, 2007
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Variables...

Depends on your usage and how often you switch phones.

I'm on this two jump thingy. All i need is a year of phone coverage. With the wort have group, that 1 year is like 80 bux i think? I dont plan to use it because i am not clumsy like some people.

But if you plan to keep this device longer than a year, then square trade is the first option I'd pick.
 

nicholb

Senior Member
Aug 13, 2009
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If you bank with Wells Fargo you can get $600 of phone insurance with a $25 deductible by just paying your phone bill with their Visa card. That's enough to cover a broken screen. I've used it once and it worked out well.
 
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jejb

Senior Member
Nov 24, 2008
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I also went with Squaretrade. I have never lost a phone or had one stolen (knock on wood and all of that), so I'm not too worried about that. They were nice enough to refund me the entire price of the Squaretrade plan I had on my S7E, since I'd never used it in the 10.5 months I've had it on their plan. So the cost of a 2 year policy for the Note 8 is only like $50 net.