I believe the New south Wales font you've mentioned is because that its actually out of focus in the raw file since the aperture is really big on main lens, that gcam didnt know how to properly sharpen it since its not optimize for this camera at all.I see more detail with the stock software to be honest. Example: the New south Wales is easier to make out on the license plate on the vehicle in front of the Bimmer.
The BMW logo on the center cap is also clearer with stock software.
But if you look the in focus area, stock camera was lack of detail and kinda look like painting, include the center cap you mentioned. Many source said that samsung didnt use the method that iphone 14 pro used which is cropping the 48MP main sensor to capture 2X photos, that allows the phone to use a whole 12MP to capture the scene.
I assume that samsung just using the 1X 12MP photo and crop it to 2X(so the photo only has 6MP) and then upscale to 12MP again using AI or some algorithm, thus why the poor quality.
I'm looking these on a pc with a monitor, here are some 100% zoom for compare.
Rims been deformed and lack of detail on center cap, fake detail on tires.
tons of noise cause by the sharpening algorithm
lack of detail on badges, plate and background
rear bumper been deformed, lack of detail on ground.