I can't see how an automobile adapter which outputs 5 volts DC can be any way different from a wall charger that outputs 5 volts DC. The phone can't tell the difference and won't charge any differently.
Comments about the input (DC from the car, 12-14 volts or so) or the home (120 volts AC) aren't relevant since the charger should be putting out the same 5 volts DC.
If Motorola is saying that their car chargers are somehow different then they must be putting out more than the specified 5 volts DC. If so, then they're defective. They can't claim that EVERY car charger is equally defective.
(For reference, my undergraduate degree is in Electrical Engineering. If you're going to disagree, please explain why.)
A lot depends on how the car chargers are designed although the same can be said about AC-DC adapters.
Car chargers just need a voltage step-down and can be down in a few ways, either with a 1) transformer or 2) a cheapo resistor step down. Either way, if the charger has no proper voltage or current cap protection built-in, surges in current can affect or damage the phone. I reckon that is why starting the car would cause the car radio and other stuffs to do 'dim'.
Now, most decent chargers would have simple diode or fuse protection, so it is prob ok.
The same dangers can be true for ac-dc adapters. If proper protection is not built in, the phone can be fried if lightning were to strike the building. But this extends beyond just the adapters, but to both the house earthings, power mains circuit breakers and wall sockets.
One thing that may have it going for ac-dc adapters is the rectifiers used for converting ac input to dc output. They also act as voltage regulators and protection. They would mostly fry first in the event of a current surge before killing your phones.
But again, not all ac adapters are equal.
All said, make sure your charges have the FCC and EC (and whatever Cs there is) certification, or you could open them up to see what wizardry is inside, and solder in diode or fuse protection if there aren't any!
