If you ever lock Your Samsung because of disabling Samsung Payments or by debloating and You have TWRP installed here is a fix.
Boot to TWRP and using File Manager copy data/system/users/0/package-restrictions.xml to SD and then copy this file to PC to and open in notepad or any text editor.
Remove <pkg name="com.samsung.android.kgclient" ceDataInode="-4294836077" enabled="3" enabledCaller="0/" /> line from the file. It can have different values but package name must be the same. Remove whole line, save file and place it back to data/system/users/0/. I suggest to delete old package-restrictions.xml and package-restrictions.xml.bak before placing back edited file.
That's it, phone should be unlocked now.
Boot to TWRP and using File Manager copy data/system/users/0/package-restrictions.xml to SD and then copy this file to PC to and open in notepad or any text editor.
Remove <pkg name="com.samsung.android.kgclient" ceDataInode="-4294836077" enabled="3" enabledCaller="0/" /> line from the file. It can have different values but package name must be the same. Remove whole line, save file and place it back to data/system/users/0/. I suggest to delete old package-restrictions.xml and package-restrictions.xml.bak before placing back edited file.
That's it, phone should be unlocked now.